A quiet spending journal for Apple Pay. No lectures, no leaderboards — just patterns you might’ve missed.
An iOS Shortcut you build in 30 seconds using Apple’s built-in Wallet automation trigger. After that, TapTrack quietly logs every Apple Pay transaction the moment you tap.
Free during beta. iPhone with iOS 18 or later.
30 seconds in Apple’s Shortcuts app, using the built-in Wallet trigger.
Drop in a CSV from any AU bank. Parsed on-device, deleted within 60 seconds.
Apple Pay behaves normally. Each tap is logged the moment it happens.
One quiet observation, every Sunday morning. Never advice.
Every Sunday morning: a single line about something interesting from your week. “73% of your week landed on Fri & Sat.” Never advice. Never a leaderboard.
Name a trip, a wedding, a Friday night. Every transaction while it’s running gets tagged. A Live Activity on your Lock Screen and Dynamic Island shows the running tally.
Quietly watches for recurring charges and asks you before tracking. Never silently classifies a subscription you didn’t opt in to.
Budget remaining, today’s spend, last 7, last 30 — whichever you prefer. Home Screen and Lock Screen, both configurable.
You don’t have to engineer your way to financial wellness; you just have to notice. Over time, you might check the app less. That’s the point.
Start an Event before you go, end it when you’re back, and every transaction in between gets tagged. The event page shows you the full bill.
All transactions, statements, subscriptions, and insights are stored on your device. TapTrack has no server and no cloud database. We don’t see your data — we don’t have data.
No server. No cloud sync. No account system. We don’t know who you are.
CSVs are parsed on-device and removed from TapTrack’s storage within 60 seconds. We never upload them anywhere.
No Firebase, no Mixpanel, no advertising identifier, no location. Crashes go through Apple’s anonymous pipeline.